We know that many people end up on Medicaid in the nursing home due to the high cost of nursing home care, which can exceed $9,000 per month. But will Medicaid affect your loved one's care?
First, it is illegal for a nursing home or other care provider to discriminate against a patient due to payor source. This means that the nursing home care providers do not care if your loved one is there through Medicaid or through private pay. I once had a nursing home owner tell me that they preferred Medicaid as a payor source over people privately paying as they knew Medicaid would pay them while the private payers would not always be as forthcoming with the funds.
Next, whether a nursing home accepts Medicaid does not dictate whether it is a good or bad facility. There are 83 nursing homes in Pinellas County, for instance, and all 83 nursing homes accept Medicaid.
Also, Medicaid also will not dictate where your loved one will receive care. This means that you can pick any nursing home you want and the state of Florida does not care. Each facility, however, may have a limit as to the number of Medicaid beds, so depending upon the time of year, there may be a wait list for Medicaid beds.
The truth about Medicaid and Medicaid planning in Florida is that protecting assets with an elder law attorney will not affect your loved one's care, although it may affect placement issues at certain times.
One final piece to this puzzle is that getting good care in any nursing home or assisted living facility is not easy. Care will vary based upon the nursing home staff, doctors, CNAs, administration, corporate governance and more. This is why we have a care coordinator on staff as part of our life care planning practice. Our care coordinator's job is to help you and your loved one get good care in the right facility. Our care coordinator has been a social worker in local nursing homes for over 30 years and she knows what good care looks like. With our law firm, you will not need to worry about good care for your loved one, or the stress of being an advocate, all alone in the medical system, without help.
If you want to learn more about our Medicaid and life care planning practice, please feel free to attend one of our free educational seminars at our office.