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The Answers You Need to Common Injury Law Questions

It is natural to have many questions and worries when faced with a legal issue or litigation. The experienced lawyers at DeLoach, Hofstra & Cavonis, P.A., ask many common legal questions and provide useful answers to help get you in making the best decisions for you and your family.

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  • What is sovereign immunity in Florida?

    Sovereign Immunity: "The King can do no wrong."

    Ancient government buildingSovereign immunity is a legal principal that dates back to ancient times. It comes from the idea that "the King can do no wrong" and could not be sued. Sovereign immunity is still very much alive and well. As a result, you can't sue the government unless you have specific permission to do so. This principle is reflected in the Florida Constitution which states that suits may be filed against the state only as permitted by law. Florida law provides for a limited waiver of sovereign immunity which permits suits against the state under certain circumstances.

    Sovereign immunity applies not only to "the state", as that term is generally understood, but also to agencies of the state and private entities performing what are essentially governmental services. Generally speaking, the state can be sued for breach of contract and for torts (negligence and intentional wrongdoing). However, there are specific procedures which must be followed in order to sue the state, particularly when suing the state for a tort claim. The Florida Tort Claims Act sets forth this procedure. Most importantly, the Florida Tort Claims Act requires a claimant to send a notice to the government within 3 years from the date of the claim. It may be necessary to send this notice to multiple governmental agencies. It is important to note that the 3 year deadline to serve the notice is shorter than the 4 four year statute of limitations to bring a tort action. The claim will be barred if the notices are not timely sent.

    Although Florida Law provides for a limited waiver of sovereign immunity, the amount of money which can be recovered from the state by an individual claimant in a tort action is limited to $200,000. There are exceptions to this cap when there is an insurance policy exceeding the $200,000 cap. In the absence of an insurance policy exceeding the $200,000 cap, a claimant may pursue what is called a "claims bill". This is essentially an application to the state legislature to pass a law allowing the state to pay a claim in excess of the $200,000 cap. It is extremely difficult to get a claims bill passed in the legislature.

    I have experience bringing claims against the state and state agencies. I welcome the opportunity to discuss any sovereign immunity related claim you may have. To learn more, please visit HelpForTheHurt.com.

  • How can I pay my medical bills after a pedestrian accident?

    ped_accidentWhen two cars collide, the victims have the benefit of airbags, steel frames, and countless safety measures to protect them from harm. People who are struck while walking or cycling have no such protection, causing injuries to be much more severe. Pedestrians involved in vehicle accidents are usually sent to the emergency room, may have a lengthy hospitalization, and are out of work for weeks, or even months, all of which, can be extremely costly.

    The High Medical Costs of a Florida Pedestrian Accident

    Pedestrians and bicyclists are often struck when vehicles turn in front of them, wander into pedestrian paths, or in a moment where the driver’s attention wasn't on the road. In just a few seconds, a pedestrian can suffer severe disability or even death as a result of being struck by a car or hitting the pavement at a high speed.

    Common injuries in pedestrian-car crashes often include:

    • Head injuries. A pedestrian will usually suffer traumatic brain injury (TBI) as his or her head makes contact with the hood of a car or the road surface. Even if a bicyclist is wearing a helmet, he or she can still suffer concussions or brain bleeding that results in long-term brain damage.
    • Chest and abdominal trauma. The force of impact can break a pedestrian’s bones, causing fractured ribs, a broken pelvis, and internal bleeding.
    • Spinal injuries. Bicyclists and pedestrians often suffer back injuries, such as a herniated disc or a spinal fracture that results in temporary or permanent paralysis.
    • Injuries to the extremities. In addition to internal injury, pedestrians may suffer broken hands, feet, and fingers as they attempt to brace their falls—or road rash and broken noses if they're unsuccessful.
    • Death. An impact at high speed can easily cause loss of life for a pedestrian or cyclist, placing an enormous financial and emotional burden on surviving family members.

    Methods of Payment for Pedestrian Accident Victims

    There are many ways for accident victims to get compensation for the loss of their property, the costs of medical treatment, and even pain and suffering after a crash. Some of the most common methods include:

    • The pedestrian’s car insurance. Florida is a no-fault insurance state, meaning each driver is expected to cover the costs of his or her own injuries after a car accident. All drivers are required to purchase personal injury protection (PIP) insurance to cover any injuries caused by car accidents. If the injured pedestrian or bicyclist also owns a motor vehicle that's insured in the State of Florida, the victim can use his PIP car insurance coverage to pay for his injuries, even if his vehicle wasn't involved in the accident. If the injured pedestrian doesn't own a vehicle, he or she can be covered under the insurance policy of a relative living in the same household that owns an insured vehicle.
    • The driver’s car insurance. If the injured pedestrian doesn't own a car and doesn't live with someone who owns a car, he or she can get payment under the insurance of the at-fault driver. This coverage provides medical, surgical, disability insurance, and funeral benefits to the driver and to other persons struck by an insured vehicle. In general, PIP providers are required to pay 80 percent of medical bills and up to 60 percent of lost wages directly caused by the effects of the crash up to a limit of $10,000.
    • The pedestrian’s health or disability insurance. Although PIP insurance can pay for a significant amount of a person’s injuries, it's often not enough to cover the full effects of a pedestrian accident. A victim may have to file a claim under his a health insurance or apply for disability benefits if he's unable to work or needs ongoing medical care due to the crash.
    • A personal injury lawsuit. Many people who are struck while walking or cycling don't have enough insurance coverage to pay for the extent of the treatment they'll need to recover from their injuries. Some won't ever be able to function at the same level as before the accident, and may not ever be able to earn a living to support themselves or their families. In these cases, victims would be best served by speaking to an accident attorney about their case. A personal injury case may be the best way to recover lost income, ensure that future health costs are paid for, and to hold the driver accountable for pain and suffering.

    We Can Help

    If you or someone you love has been involved in a car-pedestrian accident, our aggressive legal team can take over your case while take the time you need to heal from your injuries. Simply fill out the form on this page today to make an appointment in our offices. 

     

  • How much financial compensation can I expect to receive from a personal injury case?

    How much will my settlement be after a personal injury case?There are several factors that determine the amount of compensation you receive in a personal injury claim. While the law allows victims to recover many types of damages in an injury case, it's up to you to prove the amount you lost—and will continue to lose—as a result of the accident.

    As your injury attorneys, we'll work diligently to demonstrate your losses, helping secure all that you're owed after an injury.

    Factors That Influence Damages in a Personal Injury Case

    One of the most important points to establish in your case is whether you're partly at fault. In Florida, you can still collect financial compensation even if found to be partially liable for your injury, but your damages are reduced.

    Other factors that affect the amount of your compensation include:

    • The severity of your injuries. Injuries that result in long-lasting disability or health complications are more costly to victims than those fully healed. We can create a clear picture of how the accident impacted you and seek an additional amount to cover these necessary extra costs.
    • The length of time you're disabled by injury. If you were unable to work for a significant period of time, you may collect an amount for lost wages and costs paid out-of-pocket.
    • The cost of medical treatment. You’re entitled to be reimbursed for any medical care related to your injury. This includes any treatment you already received, as well as an estimate of your future medical expenses.
    • The emotional or physical suffering you endured. If your injury caused mental anguish or severe hardship, you may be able to collect an additional amount for pain and suffering. The amount for pain and suffering is awarded by a jury, so we'll have to clearly demonstrate how the injury affects your quality of life in order to maximize your recovery.

    At DeLoach, Hofstra & Cavonis, P.A., we carefully review all details of your case to secure the rightful compensation you need to put the accident behind you, and we don't collect any fees until your case is won. Simply fill out the quick contact form on this page to set up your consultation.

     

  • The other person's insurance company has contacted me and wants me to sign documents and give a recorded statement. Should I?

    No one should give a statement without fully considering the legal impact of this statement. Before giving a statement or signing any documents, you should consult with an experienced Florida personal injury attorney.

  • How do I know if I have a Florida personal injury claim?

    You must be able to show that you were injured and that your Gulf Beach area personal injury was caused by someone else's negligent or harmful act.

  • What is considered a personal injury in Florida?

    A personal injury in Seminole, Pinellas, or Tampa Bay area is a physical or mental injury to a person that is a result of someone else's negligence or harmful act.

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